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I think it was a lot of consumers concerned about privacy that got the laws passed, but maybe not, based on the way it is used by the MegaCorps.
Let's assume you have a very busy daughter, and a very busy wife, and you are retired, and have plenty of time to handle snarls in your collective contacts with the MegaCorp world. In this case it is the Dental Plan of the daughter, Premier Access, and the dental plan of the mother, delta Dental, both of whch are supposed to cover the daughter's $1300 oral surgery. Can I as father call up and find a way to get this stuff paid? No, privacy is used as the excuse. Even if you get power of attorney, get it notarized and published on line, they still will only speak to the person named.
Why ?
If they (Premier Access)say they won't pay, and then Delta says they won't pay either, because the first one won't pay, THEY ARE RUNNING OUT THE CLOCK, STALLING, SITTING ON THE BALL. iN THE END, YOU WIND UP PAYING FOR WHAT YOU'VE ALREADY SUPPOSEDLY PAID FOR VIA "INSURANCE." The more complicated they can make it for you to get all your ducks in a row, the more often they win.
We have a chance to vote for John Edwards, and I'm gonna take it, because MegaCorps are self serving a**&^($s. Oh, BTW, Home Depot has screwed up a second time in two months on correcting a payment for 12 months, no payments, no interest.
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